Showing posts with label consumer trap. Show all posts
Showing posts with label consumer trap. Show all posts

Monday, November 8, 2010

My Own Rally to Restore (Financial) Sanity!

Before the “R” word, I had credit cards. And I used them. Yet, compared to my friend B. who owns 50 pairs of shoes or more, I was never a shop-a-holic. I did splurge on certain things – hairdressers and skin-care for one and my kids always had more clothes than they cared to wear.

During the Recession (I capitalized it on purpose!), stripped of my best clients as a freelancer, I found myself hesitating to buy a $5 shampoo, when I used to spend $30 on a specialty brand. Reality check!

Now that I´m on a slow but steady professional come-back as a writer and translator, I realize that while my income increases along with my workload, that does not mean my spending habits should change. I learned to make the best of dire straits and I am more content spending my free time writing books and articles or reading with my kids than walking the mall and shopping for fun. Plus, I need to save for a rainy day - or perhaps for a Monsoon. 

I´ve hit the local mall maybe 4 times in the past year, and most of those were to get a haircut.
Last week my kids needed clothes, and I use the word “needed” correctly here. So we went shopping and I realized how easy it would be to get sucked right back into the consumer trap. It is, after all, kind of thrilling to catch a good deal! I´d forgotten how much fun it is to be handed colorful bags of purchases by a smiling cashier.

My eldest (9 years old) said to me: “Mommy, it feels good to be back in the old days!” I sensed danger.

No, we are not going back to the old days. I´d also forgotten how it feels to find out that all those cute deals added up to more than we spend on gas and groceries in a week. I paid cash, so it was real money too!

We bought what we needed, and I´m not going back to the mall until the girls need new shoes (need, not want!) or I find holes in my socks.

And no, I don´t want to save 10% on my purchase today by requesting a store credit card, thank you. In fact, I don´t want to have a credit card in my name ever again.

And before I even think of buying anything else, let me see what I have at home that I can sell on eBay!